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If you are buying a home in Rowlett that needs minor or major upgrades, an FHA 203k Loan is one of many texas rehab loan programs that includes funding for home renovation costs in the original loan amount, at the time of purchase.
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You will also want to keep away from vacations and car purchases until your loan closes. Using credit cards to buy furniture could compromise your loan process by distorting your numbers. It’s also a red flag to make those big-ticket purchases with cash. Lenders are examining your cash on hand when considering your loan. Don’t look for a new.
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