No Income Check Mortgage

(Editor’s note [Oct. 2014]: Obviously, much has changed since the following article was written in 2006. These days, it is nearly impossible to obtain a no-income verification home equity loan or line of credit (HELOC); lenders will require that you document your income or at least your assets.

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One Stop Shop for real estate loans, from flips, through construction and commercial, to long term and much more. Are you an Investor Searching for a No Income Verification Loan?. Fund up to 90% loan to cost of your flip with no prepayment penalty.

USDA loans: These feature no down payment and lower mortgage insurance costs, but the latter is payable for the life of the loan. These loans are also the most restrictive. Consumers must buy in a.

Park West Capital, a financial intermediary division, offers No Income verification mortgage. We represent mortgage conduit lenders who offer first lien.

A no income check mortgage can be the ideal solution for the self employed since it can be difficult to verify the income. When attempting to obtain a refinance or a home purchase loan it is a wise move to consult with us to assess the options available for you.

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No Income Check Loans. Stated Income Loan / No income verification programs Finding a lender that offers a no income mortgage is difficult today. Smart Home Mortgage Loans works with a few mortgage companies that still offer no credit check loans. No income verification loan (niv) – requires No W2’s, No Pay stubs, No Tax returns, and No IRS Forms.

The Stated Income Mortgage Loan Program is one of the most flexible lending options available to real estate investors. Why? Simply put, there is no income documentation, no income verification, no tax returns; and on most transactions (refinances) you will not be required to show any bank statements.